Entry lake at sunset near the main gate, with resident deer
Gated community

Naples Reserve

Naples · Gated HOA Community

See all 17 homes for sale
Lap pool at the Island ClubIsland Club clubhouse and pool deckCovered lakeside pavilion and bar at The Reserve Club, Naples Reserve, Naples.Bar and lounge seating inside The Reserve Club at Naples Reserve, Naples.
Established
2015
Homes
1,108
Type
Gated HOA Community
Gated
Yes
Developer
iStar
Rentals
12×/yr · 1-mo min
Key amenities
DiningTrailsBoatingPoolRacquetClubhouse

Naples Reserve is a staffed-gate lakefront community of about 1,108 homes on about 688 acres in south Naples (ZIP 34114). It centers on Eagle Lake and the Island Club amenity campus, with tennis and pickleball at Match Point and no golf course.

Naples Reserve is a gated lakefront community on about 688 acres in south Naples (ZIP 34114), planned around a network of freshwater lakes rather than a golf course. Developer iStar opened the community around 2015. Your count is about 1,108 homes; the Naples Reserve Community Development District assesses 1,088 on-roll units across eleven lakefront neighborhoods, with product ranging from attached villas and coach homes to executive and estate single-family houses. Builders active in the community have included Stock Signature Homes, D.R. Horton, Ashton Woods, KTS Homes, Marvin Development, Florida Lifestyle Homes, Lundstrom Development, and McGarvey Custom Homes.

Daily life centers on Eagle Lake, the community's roughly 125-acre centerpiece, and about twenty smaller lakes. The Island Club amenity campus includes a resort-style pool with lap lanes and a kiddie pool, Sunset Beach with sand volleyball and a lakeside fire pit, a fitness center (5 a.m. to 10 p.m.), bocce, and dining at Latitudes Cafe and the Reserve Club with its Tiki Bar. The Match Point complex has five tennis courts and four pickleball courts beside the water. At the Outrigger Activities Center, residents can use kayaks, canoes, paddleboards, and water bikes on Eagle Lake at no extra charge and reach Kontiki Island. Two dog parks, Walk and Wag and Paws Awhile, plus Kids Cove playground and basketball, round out the program. The gate house is staffed 6 a.m. to 10 p.m.; after hours a remote guard verifies guests by video.

Naples Reserve sits near Collier Boulevard and U.S. 41 East, with Picayune Strand State Forest along part of the Eagle Lake shoreline. It is a CDD community (Collier Ordinance 08-37, July 29, 2008). The district's adopted FY2027 general-fund assessment is a uniform $678.54 per on-roll unit, down from $717.36 in FY2026, plus debt service by Series 2018 or 2025 that brings neighborhood totals to about $1,373 to $1,929 a year on the Collier tax bill. Typical association fees run about $550 a month (range about $523 to $602; annual medians about $6,000 to $7,400 by neighborhood), before the CDD, and one-time fees about $3,494 at closing. Leasing is allowed with HOA approval (up to 12 leases a year, 30-day minimum). Pets are commonly allowed (most allow pets; many require approval). Confirm current HOA and pet rules with the association.

Live here

Homes for sale in Naples Reserve

17 active listings, including Bimini Isle, Canoe Landing, Crane Point, Egret Landing, Halfmoon Point, Mallard Point, Parrot Cay, Savannah Lakes, Sparrow Cay, Sutton Cay. The newest are below, straight from the MLS.

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Listings courtesy of The Anchor Point Group at Premiere Plus Realty. Listing data courtesy of Bonita Springs-Estero REALTORS®

Communities

Communities in Naples Reserve

10 communities inside Naples Reserve.

Listings courtesy of The Anchor Point Group at Premiere Plus Realty. Listing data courtesy of Bonita Springs-Estero REALTORS®

Lifestyle

Amenities

Clubhouse

  • Island Club

    notes: Open 6 AM–10 PM daily. · asset type: Clubhouse · access rules: residents

Dining

  • The Reserve Club / Gazebo Bar

    notes: Closed Mon–Tue. Cashless. · asset type: Restaurant · access rules: residents

Dog Park

  • Walk & Wag; Paws Awhile

    quantity: 2 · asset type: Dog Park · access rules: residents

Fitness

  • Fitness Center

    notes: 5 AM–10 PM; no showers. · access rules: residents

Marina

  • Boat Launch

    notes: Kids Cove boat launch and fishing dock on Eagle Lake. Freshwater only. · access rules: residents

Playground

  • Kids Cove

    asset type: Playground · access rules: residents

Pool

  • Resort Pool

    notes: Lagoon-style zero-entry with waterfall, lap section, kiddie pool. · access rules: residents

Racquet Sports

  • Bocce Court

    access rules: residents

  • Match Point

    quantity: 5 · asset type: Tennis Court · access rules: residents

  • Match Point

    quantity: 4 · asset type: Pickleball Court · access rules: residents

Trails

  • Kids Cove

    asset type: Basketball Court · access rules: residents

  • Sunset Beach

    notes: Beach volleyball at Island Club. · asset type: Volleyball Court · access rules: residents

Know before you buy

Living there

Rental policy

12×/yr · 1-mo min

Up to twelve leases a year are allowed, with a 30-day minimum (2026). The HOA leasing policy requires the homeowner or agent (not the tenant) to submit a complete lease application packet; the HOA has 15 business days to review and approve from receipt of a complete packet and runs a criminal background check on tenants (no credit check). Approved tenants receive a gate PIN and may purchase up to one amenity FOB per adult tenant plus two car stickers per household, all deactivated at midnight on the last day of the lease. Confirm current packet requirements with the association (naplesreservehoa.com/information).

Who lives here

Median age
64.8
Median income
$89,334
Owner-occupied
85%

Lifestyle

Vibe
boatable-lake resort HOA, no golf, no beach club
Activity level
very active
Seasonal character
lakefront family/snowbird mix in south Naples

Area stats

Taxes
Naples Reserve CDD (est. 2008). Assessments on the Collier tax bill. Official homepage does not publish a single average dollar figure.

Schools

  • AREA-LEVEL (Collier
  • confirm assignment): Lely Elementary SchoolPK-5Rating: 7 (GreatSchools)
  • Manatee Middle School6-8Rating: 7 (GreatSchools)
  • Lely High School9-12Rating: 5 (GreatSchools).

The fine print

More Details

Access — controlgated_staffed
Beach — accessnone
Beach — has clubNo
CDD — annual avg678.54
CDD — annual noteNaples Reserve CDD FY2027: operations (general fund) a uniform $678.54 per on-roll unit on 1,088 units (down from $717.36 in FY2026), plus Series 2018 or Series 2025 debt by neighborhood (about $694 to $1,250). Combined on-roll totals about $1,373 to $1,929 a year. Billed on the Collier tax bill.
CDD — is cddYes
CDD — nameNaples Reserve Community Development District
Club — dining venuesLatitudes Cafe; The Reserve Club / Tiki Bar
Club — social mandatoryNo
field source — golf accessAssociation website, 2026; MLS data, 2026
field source — hoaCDD budget, FY2027; Association website, 2026; MLS data, 2026
field source — home countMLS data, 2026; CDD budget, FY2027
field source — leases per yearMLS data, 2026
field source — min lease daysMLS data, 2026
field source — mls one time fees medianMLS data, 2026
field source — pets policyMLS data, 2026
Golf — accessnone
HOA — has masterYes
HOA — master fee annual0
HOA — total annual noteFees stack: Naples Reserve master and/or neighborhood association (typical total about $550 a month / about $6,588 a year; neighborhood annual medians about $6,012 to $7,392 across 11 subdivisions), plus Naples Reserve CDD on the tax bill (FY2027 about $1,373 to $1,929 all-in by neighborhood). Master fee dollar amount is not published on the HOA site.
HOA — transfer feeOne-time fees median $3,494 (range $3,213 to $3,638), typically a working fund or capital contribution at closing. Confirm with the association.
Location — address main gate14885 Naples Reserve Circle, Naples, FL 34114
Boating — gulf accessnone
Boating — hasNo
mls — one time fees median3,494
pets — max number2
pets — notesPets are most often allowed (85 of 148 sampled homes), with approval required in many others (61 of 148). Max number commonly 2; no consistent weight limit in the pull. Confirm the current rule with the association.
pets — policyYes
Home types — attached villaYes
Home types — coach homeYes
Home types — high rise condoNo
Home types — single family estateYes
Home types — single family executiveYes
Scale — acreage gross688
Timeline — completed or statusestablished / resale plus remaining new product
Links — official websitenaplesreservehoa.com